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Short-Term Small Business Loans

Easy small business loans to help your business fast!

With an 85% approval rate, what are you waiting for?
Applying will not impact your credit score….*
Short-term loans from $5,000 to $1 million

Fixed repayment terms of 6 to 48 months

Funds available in as little as 24 hours

Get Fast, Flexible Funding with a Short-Term Business Loan

Unexpected costs and new opportunities can arise at any time. A short-term business loan from ReilCap gives you the funds to keep moving forward. Whether you need to cover operational expenses, invest in new equipment, or seize a growth opportunity, quick access to capital is essential.

A short-term business loan from ReilCap Funding provides a lump sum of funding upfront with fixed repayment terms. Use it to:

  • Manage cash flow and cover day-to-day expenses
  • Purchase inventory or equipment to support growth
  • Handle unexpected costs without disrupting operations
  • Invest in marketing to attract new customers
  • Take advantage of new opportunities without delay

With a simple application process and fast approvals, you get the funds right when you need them.

Benefits of an ReilCap Short-Term Loan

Fast, Upfront Capital

Receive your full loan amount in one lump sum. Get quick access to funding without waiting for incremental disbursements.

Predictable Payments

Know exactly what you owe with fixed repayment terms. No surprises—just a clear schedule to help you plan ahead.

Flexible Repayment Options

Some loan programs offer early payoff discounts, helping you save on costs if you choose to pay ahead of schedule.

How to Get a Business Term Loan with ReilCap

  • Complete our quick online application.
  • Review and sign your application and e-documents.
  • Submit essential documents and receive your funds quickly.

Requirements for a Business Term Loan with ReilCap

  • Fico score of 500+
  • Business in operation for 6 months
  • $250,000 in annual revenue

Frequently Asked Questions (FAQs)

Repayment terms vary based on your approval. Payments are made automatically, with frequency depending on your specific loan program and business profile.

Costs depend on the program you’re approved for. Some loans have 0% closing costs, while others may include fees ranging from 0–5%.

No, applying through ReilCap will not impact your personal credit at any stage of the process.

Funding can be available as soon as the same day, depending on the lender and your approval terms.

It depends on the loan. Some have no prepayment penalties, while others offer prepayment discounts.

Yes, short-term loans can be used for nearly any business-related expense, including payroll, inventory, marketing, and equipment.

No, ReilCap’s short-term business loans do not require collateral.

We evaluate over 50 factors, including cash flow, revenue, deposit activity, industry risk, time in business, credit profile, and existing loan balances.

Yes, you may qualify for an additional loan or options to consolidate existing debt.

Join our network of happy customers!

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* Rates shown reflect an average fixed monthly percentage. Rates may vary by state and lender criteria. We do not perform a hard credit pull at any point in our approval process. Decision and funding time are subject to applicant’s submission of all requested approval and closing documents. Same day funding is contingent on applicant qualifications. By supplying us with your information, you authorize Mission Capital LLC dba REIL Capital and REIL Capital LLC to contact you at the numbers you provide (including mobile) during any step of this application, via phone (including automated telephone dialing systems, prerecorded, SMS and MMS means) even if you are on a Do Not Call Registry. You are not required to agree to be contacted in this manner to apply with Mission Capital LLC dba REIL Capital and REIL Capital LLC.
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