Frequently Asked Questions
Do you have questions about our financing services? Welcome to our FAQ page, the right place to get the answers you need. Whether it's about our application process, eligibility criteria, rates, or any other service detail, you'll likely find the information you need in our FAQ page, no need to look further. But, if you can't find what you're looking for, our team is here to help. Your success is our priority.
Absolutely. At REIL Capital, we believe that every business deserves a chance to grow and thrive. We specialize in assisting businesses with various credit profiles, including those with less-than-perfect credit scores. Our experienced team can work with you to find financing solutions that align with your unique circumstances and goals.
No, applying for business financing with REIL Capital does not have any impact on your personal or business credit score. We understand the importance of preserving your creditworthiness and maintaining a transparent and credit-score-friendly application process.
REIL Capital exclusively specializes in providing top-notch business financing solutions tailored to the unique needs of businesses. Our comprehensive range of services includes Lines of Credit, SBA Loans, Cash Advances, Term Loans, Reverse Consolidation, and more. While we focus on assisting businesses in their financial growth, we do not offer financial services for individuals.
At REIL Capital, we understand that every business is unique, and our eligibility criteria reflect that. For most of our financial products, we look for businesses that have been operational for more than six months, generate a minimum monthly revenue of $15,000, and maintain a credit score of at least 500. Our flexible criteria are designed to accommodate a wide range of business types and financial situations.
REIL Capital is your trusted partner for a diverse array of business financing solutions. Our services encompass Merchant Cash Advances, Lines of Credit, Term Loans, SBA Loans, Equipment Financing, Invoice Financing, Debt Consolidation, Asset-Based Financing, Fix and Flip Financing, USDA Loans, Investment Funding, and even assistance in claiming the Employee Retention Credit. We offer a comprehensive suite of options to address your specific business needs.
When applying for financing with REIL Capital, we strive to make the process as straightforward as possible. Initially, we typically require the last three months of your business’s bank statements and a valid ID or driver’s license. However, our experienced underwriting team may request additional documentation to ensure we tailor the financing solution to your specific needs.
At REIL Capital, the security and confidentiality of your data are paramount. We employ state-of-the-art encryption and data protection measures to ensure that your sensitive information remains secure throughout the application process. Our commitment to safeguarding your data is unwavering, and we adhere to the highest industry standards for data security.
Our approval process is designed for efficiency, with some applications receiving approval in as little as 24 to 48 hours. Your preparedness, including having the necessary financial documents and a well-structured business plan, can expedite the approval timeline.
We understand that securing financing is just one step in your business journey. At REIL Capital, our commitment extends beyond approval. We provide ongoing support and resources to help businesses make the most of their financing. Our Capital Specialists are readily available to offer guidance and assistance, ensuring that you have a reliable partner throughout your business’s growth and success.


